Patrick Moscatello Attorney at Law

When can I buy a house?

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Some mortgage credit is available immediately after you receive your discharge, but a large deposit may be required. Two years after your discharge, your may qualify for the Federal Housing Administration post-bankruptcy mortgage program which finances home mortgages with as little as 3.5% down, and at reasonable rates. In Chapter 13 Bankruptcy, some clients are […]

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Buying a car after bankruptcy

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Chapter 7 Automobile financing is generally available immediately after you receive your discharge, but interest rates for the first year tend to be high. After a year, rates go

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Credit After Bankruptcy

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Credit After Bankruptcy – FAQ’S Mythbusting The single question my clients ask most often is “What happens to my credit when I file bankruptcy?” Many believe that filing a bankruptcy ruins your credit for ten years. Nothing could be further from the truth! Essentially, your bankruptcy can act as the end point of your bad […]

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